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Tuesday, January 19, 2021

Secrets of a Wealth Creator: How to Buy, Borrow, and Pay SmarterLet’s face it, we all buy things and we will need to buy things our entire life. It’s not necessarily what we buy, but rather the way we choose to pay for them...

Wednesday, December 16, 2020

Solution for Covid-19 Economic Impact:The Wealth Advantage 2.0I was recently featured on a number of websites, including yahoo!money, after announcing a solution to the COVID-19 economic impact. I announced my six-phase program...

Thursday, October 8, 2020

I HAVE ACHIEVED MY RICP DESIGNATIONHaving helped hundreds retire comfortably and securely over the past 30 years, I took another step forward as an industry professional and to provide even more help to my clients.I am very proud of...

Tuesday, May 12, 2020

Come on (Face it)…It’s time to Rethink your Financial “plan”So, your 401k account value is down. You are not sure if you should be making extra payments on your mortgage. You just can’t seem to get rid of...

Friday, April 24, 2020

Your Money, Your Future, and the Virus – 5 Action Steps to TakeThis month I wanted to address the huge issues that have and will impact our financial futures created by COVID-19. The discussion is not pretty but the opportunities...

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Tuesday, February 18, 2020

Best Social Security Start AgeThe benefit amount you will receive from Social Security will be based on your work and earnings history as well as the age at which you start your benefits. For example, assume that an individual born in...

Thursday, January 23, 2020

Safe Withdrawal Rate and TaxesWhen participants start contributing to their 401(k)s, future taxes are generally of little concern. But as retirement approaches it becomes more apparent that taxes might present a significant problem,...

Friday, December 20, 2019

401k - Do It Yourself RetirementIt’s not that 401(k) plans are necessarily bad, it is just important to understand that if you are counting on them to provide you with a reliable, consistent, lifelong retirement income you are...

Wednesday, November 20, 2019

BEING TAX WISEPaying taxes is never fun. But once you stop working taxes can reduce what’s left to spend enjoying your retirement. Fortunately, there are some perfectly legal options that might allow you to put more of your...

Monday, October 21, 2019

Planning Your Future Well-BeingThe briskness of Autumn is in the air. It is a time of change as the leaves from the trees are turning beautiful shades of gold, orange and red. Summer activities may be replaced with watching or playing...

Monday, September 16, 2019

September - Month of the SapphireYou are most likely aware that the sapphire is commonly known as September's birthstone. It symbolizes truth, sincerity, and constancy. It is a member of the Corundum (aluminum oxide) family. Although...

Friday, August 16, 2019

Status Update on the Economy: August 2019As summer winds down and children head back to school, we hope you enjoyed a beautiful time of the year for travel and relaxation with family and friends.Enjoy some of my favorite vacation...

Tuesday, June 11, 2019

Simple Summer Pleasures… and Your MoneyChange is inevitable. Take ice cream and frozen treats, for example. As far back as 400 BC in the Middle East, ice was transported from the mountain tops and kept cold in yakhchals,...